Choose the rider/s that can give your employees better peace of mind:

• Accidental death and dismemberment rider (AD&D)
  Provides a lump sum amount to your employee’s beneficiary in case of death or loss of body part due to an accident

• Accidental death, dismemberment and disablement rider (ADD&D)
  Provides the benefits of AD&D rider, plus a disability benefit

• Accident medical reimbursement benefit
  Covers treatment costs of any medical and surgical procedure needed due to an accident, depending on your plan’s coverage

• Accident daily hospital income benefit
  Provides a fixed cash benefit per day of hospital confinement due to accident-related causes to replace lost income

Disclaimer: You can only add either AD&D or ADD&D to your plan. Additionally, you can only avail of the medical reimbursement and daily hospital income benefits if ADD&D is attached.

Provides a fixed cash benefit to your employee in case of hospitalization due to illness or accident

Gives your employees critical illness benefits if they are diagnosed with cancer

This is the one-time payout we’ll provide when the unexpected happens. It is also known as a death benefit.

It is a condition in which an individual is no longer able to work due to injuries and, as result, would no longer be able to generate income by any means

This is a supplementary benefit you can add to your plan that can increase coverage or address specific needs or concerns

Eligible Groups:

• Employer-Employee groups with 10 to 100 members, not involved in industries that are hazardous in nature

Eligible Insureds:

• Employees aged 18 to 64, regular, full-time, actively at work

Corporate Essentials is a group term plan. It is not a deposit or investment product.

Actual terms and conditions are found in the Group Master Policy. In case of conflict, the Policy terms shall prevail.

The financial products of BPI AIA Life Assurance Corp. are not insured by the Philippine Deposit Insurance Corporation and are not guaranteed by the Bank of the Philippine Islands.