See how your policy delivers real value through comprehensive benefits
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Policy Benefits
Coverage for 149 illnesses
Protection for up to 149 critical illnesses including 63 major, 43 early-stage, 33 emerging conditions, and 10 gender-specific cancers.
Up to 3x major Critical Illness claims
Receive 100% of your face amount for each major critical illness claim. You can claim up to 3 times across different illness categories.
Support for early detection
Receive 25% of your major CI face amount or up to 1,000,000 pesos upon diagnosis of any listed early-stage or minor critical illness.
100% Death Benefit
Get 100% of the CI face amount if the insured passes away before any major critical illness claim.
But, get 20% of the CI face amount if the insured passes away after a major CI claim as a compassionate death benefit.
Waiver of Premium
Future premiums waived once diagnosed with any listed major critical illness.
Value Added Benefits
Access annual physical exams, AIA Vitality rewards, and end-to-end medical support through Teladoc case management.
Critical Illness Protection For Every Life
Built to support your goals at any stage of your life with confidence, continuity, and freedom of choice.
Did you know
Heart Disease
Heart disease remains one of the leading causes of death in the Philippines since 2015. Beyond the first heart attack, survivors often need continuous treatment, long-term medication, and lifestyle support—putting a strain on families, financially and emotionally. Early detection and protection can be an important financial safeguard.
Cancer
Cancer affects 1 in 5 Filipinos by age 75, and 7 in 10 patients drop out of treatment because of cost that ranges from ₱120,000 to over ₱1,000,000. Up to 17% of cancer survivors develop a new and different cancer, and having cancer increases your risk for heart disease and vice versa, due to the shared risk factors like stress, smoking, or lifestyle. Long-term care and comprehensive health coverage are essential.
ICU Stays
Up to 30–40% of major critical illness cases require ICU or critical care admission, ranging from ₱50,000 to over ₱200,000 for 3-5 days in a private hospital. A single ICU stay can severely impact your savings, and many plans don't cover it unless a major CI is diagnosed.
Premium Calculator
This is a sample quote. Your actual premium will depend on yor personal details and eligibility.
| Estimated Premium Breakdown View sample premium amounts based on your age and chosen payment period. |
|
|---|---|
| Plan’s Sample Major / Late-Stage C.I. Face Amount: | PHP 1,000,000 |
| Accelerated Minor / Early-Stage C.I. Benefit Amount: | PHP 250,000 |
| Waiver of Premium on MPCI: | Attached |
Additional Disclaimers:
- Numbers reflected are for illustration purposes only and must not be used as the sole basis of the premium payment for the policy.
- Sample scenarios shown do not include additional option riders. Attachment of riders will have an impact to the total possible premium amount for the policy.
- In the event of any discrepancy, the Sales Illustration generated by the AIA Life Planner will be honored.
- The amounts here can be changed by the company as needed without the need to inform previous viewers of this product page and users of this sample calculator.
- For additional questions about this product, please reach out to an AIA Life Planner.
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