Connect with a BPI AIA Bancassurance Sales Executive to secure your family's future from any unexpected setbacks
- Overview
- Policy benefits
- Terms & conditions
Policy benefits
Optional add-ons
Get additional insurance coverage with these riders
Receive a lump sum cash benefit amount in case of an accident. You can get an additional 100% of that amount in case the accident occurred while riding public transportation or was caused by acts of nature such as storms, earthquakes, and related unforeseen disasters.
Receive a lump sum cash benefit in the unfortunate event of total and permanent disability due to bodily injury or disease before you reach the age of 65.
Waives all future Basic and Rider premiums in case of total and permanent disability or if diagnosed with a covered critical illness.
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Terms & conditions
Product Description
BPI AIA Wealth Advantage is a peso-denominated participating endowment plan that provides guaranteed death benefit, maturity benefit, and annual cash payouts. It’s available in 2 payment term options: 5 years to pay, and 10 years to pay. Policy benefit term is up to age 65 of the Insured.
Cash Payout Schedule
| Pay Variant | Start of Cash Payout | Schedule of Payouts |
| 5-Pay | End of 5th Policy Year | Every year until age 65 of the Insured |
| 10-Pay | End of 6th Policy Year | Every year until age 65 of the Insured |
Terms and Conditions
- The contents of this page are for illustration purposes only. Actual terms and conditions can be found in the Policy that will be issued to you by your BPI AIA Bancassurance Sales Executive. In case of conflict, the terms of the Policy Contract shall prevail. For more questions, please reach out to a BPI AIA Bancassurance Sales Executive.
Bonus Potential Dividends
Get additional potential funds through dividends that you can receive annually when available to your policy. You may choose to:
- Get Paid in Cash
- Nothing is as reassuring as getting your payment in cash, which you or your loved ones can immediately use for whatever needs.
- Leave to Accumulate Interest
- You may earn interest by choosing to leave your declared dividends with us. With this option, your amount may grow based on prevailing rates, depending on market conditions.
Bonus Potential Dividends
- Dividends may not be used for purchasing additional non-participating insurance products (like Paid-up additions).
- Dividends may not be used to pay succeeding mode or premium due dates (such as Decrease Premium Payments).
- Dividends are not guaranteed and will be paid if available.
Reminder on Free-Look Period
Upon receiving the Policy Contract, you may refer to the document for full details on the definitions, and other limitations. If you decide that this plan is not suitable to your needs after reading the Policy Contract, simply return the document to BPI AIA within fifteen (15) days from the date when you or your authorized representative received it, and we will refund to you the Total Premiums paid.
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