MANILA, Philippines, February 13, 2026 — As small and medium-sized enterprises (SMEs) continue to navigate rising costs, workforce challenges, and unexpected business risks, BPI AIA has refreshed its Corporate Solutions proposition to better support employers in protecting both their people and their businesses, helping them grow with greater confidence and stability.
At the heart of this refreshed proposition is BPI AIA Business Owner SME Solutions (BOSS), a suite of health and protection solutions designed to address the real, day-to-day challenges faced by business owners. By combining life insurance, accident coverage, and healthcare solutions for both employers and employees, BPI AIA aims to help SMEs manage risks that could otherwise disrupt operations, cash flow, and long-term plans.
"Many Filipino businesses start with a dream, but sustaining that dream comes with real challenges," Karen Custodia, Chief Executive Officer of BPI AIA. "Unexpected medical expenses, employee turnover, or the sudden loss of a key person can put tremendous pressure on a business. Our refreshed Corporate Solutions proposition is designed to help business owners protect what they’ve built by ensuring both they and their employees are cared for."
SMEs play a critical role in the Philippine economy, yet many remain vulnerable to financial shocks. Medical emergencies and out-of-pocket expenses can quickly strain cash flow, while competition for talent continues to make employee retention a growing concern. Based on BPI AIA’s engagements with SME clients, healthcare costs and workforce stability are among the most common concerns raised by business owners. These realities highlight the need for protection solutions that go beyond compliance and provide meaningful support for business continuity.
Through BPI AIA BOSS, employers can access flexible solutions that grow alongside their business, from starter options for emerging enterprises to more comprehensive coverage for expanding organizations. The proposition allows business owners to scale benefits and coverage as their workforce grows, helping them remain competitive while managing costs. BPI AIA’s Corporate Solutions plans currently support SMEs with an employee count of just 5 employees and beyond.
Beyond financial protection, the refreshed proposition underscores the importance of employee well-being as a driver of productivity and long-term success. By providing access to healthcare and protection benefits, employers are better positioned to attract and retain talent, foster loyalty, and maintain stable operations even during challenging times.
“Taking care of employees is both a moral responsibility and a business decision,” Custodia added. “When employees feel secure and supported, they are more engaged, productive, and committed to the company’s goals. That ultimately contributes to stronger, more resilient businesses.”
The refreshed Corporate Solutions proposition also reflects BPI AIA’s broader commitment to partnering with SMEs at every stage of their journey. Rather than offering one-size-fits-all products, the approach focuses on understanding the evolving needs of business owners, from managing early-stage risks to supporting expansion and long-term sustainability. Today, BPI AIA supports a growing base of SME clients across various industries nationwide.
With this refreshed offering, BPI AIA continues to position itself as a trusted partner for Philippine SMEs, helping them navigate uncertainty while staying focused on growth and success.
Business owners interested in learning more about BPI AIA’s Corporate Solutions and BPI AIA BOSS can consult with a BPI AIA Corporate Solutions Bancassurance Sales Executive to explore options suited to their business needs.
