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Health Essentials

Affordable healthcare coverage for your employees

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Health Essentials

Build a more engaged and more productive organization with BPI AIA Corporate Solutions’ Health Essentials. We can help you provide your employees with affordable health care plan with a nationwide network of affiliated providers.

Issue age

18 to 64 years old

Coverage period

Yearly renewable

Buy via

BPI AIA Bancassurance Sales Executive

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Plan benefits

Optional riders

Enhance your employees' protection benefits with these supplemental riders

Upgrade your employees' comprehensive medical plan to include out-patient consultations, X-ray and laboratory procedures, and prescribed medicines

Covers physical examinations, routine urinalysis and fecalysis, chest x-rays and blood tests every year

Covers dental procedures up to a specified limit per year

Provides coverage to your female employees for normal or caesarian delivery, miscarriage or pregnancy complications as well as post-natal consultations

Terms & conditions

Eligible Groups: 

  • Employer-Employee groups with 10 to 100 members, not involved in industries that are hazardous in nature

Eligible Insureds:

  • Principal Employees: Employees aged 18 to 64, regular, full-time, actively at work
  • Dependents of Married Employees: Legal spouse aged 18 to 64; children aged 15 days to 21 years
  • Dependents of Single Employees: Parents up to age 64; siblings aged 15 days to 21 years
  • Dependents of Single Parent Employees: Children aged 15 days to 21 years, parents up to age 64

Health Essentials is a group medical insurance plan. It is not a deposit product.

Actual terms and conditions of Health Essentials are found in the Group Master Policy. In case of conflict, the Policy terms shall prevail.

The financial products of BPI AIA Life Assurance Corporation are not insured by the Philippine Deposit Insurance Corporation and are not guaranteed by the Bank of the Philippine Islands.

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