Connect with a BPI AIA Bancassurance Sales Executive to secure your family's future from any unexpected setbacks
- Overview
- Policy benefits
- Packages
- Terms & conditions
Policy benefits
What are you getting ready for?
Choose a package to secure your future, exactly how you need it.
BPI AIA Future Ready Packages
Be Future Ready with the insurance package that suits your needs.
| Benefits | Future Ready Health Pay-to-age 65 | Future Ready Protection 5 years-to-pay, 10 years-to-pay, & Pay-to-age 65 | Future Ready Legacy 5 years-to-pay & 10 years-to-pay |
|---|---|---|---|
Base Plan Benefits
|
Base Plan Benefits 200% Death Benefit 200% Maturity Benefit Bonus Potential Dividends* *When available to your policy. |
Base Plan Benefits 200% Death Benefit 200% Maturity Benefit Bonus Potential Dividends* *When available to your policy. |
Base Plan Benefits 200% Death Benefit 200% Maturity Benefit Bonus Potential Dividends* *When available to your policy. |
Included Benefits
|
Included Benefits 10 Critical Illnesses Medical Benefit Hospital Income Benefit Enhanced Waiver of Premium |
Included Benefits Total and Permanent Disability Personal Accident Enhanced Waiver of Premium |
Included Benefits N/A
|
Optional Riders
|
Optional Riders Total & Permanent Disability (TPD) Personal Accident Payor's Benefit on Death and Disability* Payor's Term Benefit *Included if Insured is a minor (age 0 - 17) |
Optional Riders 10 Critical Illnesses Medical Benefit Hospital Income Benefit Payor's Benefit on Death and Disability* Payor's Term Benefit *Included if Insured is a minor (age 0 - 17) |
Optional Riders Total and Permanent Disability Personal Accident 10 Critical Illnesses Hospital Income Benefit Enhanced Waiver of Premium Payor's Benefit on Death and Disability* Payor's Term Benefit *Included if Insured is a minor (age 0 - 17) |
Rider details
Worry less about life's uncertainties through these riders that address your specific protection needs.
This will help support you financially through the lump sum amount that you will receive in case you get totally and permanently disabled.
This provides a lump sum amount in case of an accident that results to loss of life or dismemberment and loss of use of various body parts. Get an additional 100% of that amount in case the accident occurred while riding ticketed public transportation or caused by acts of nature such as storms, earthquakes, and related unforeseen disasters.
With this, you can shield your family from the burdens of medical expenses through the lump sum amount you’ll receive in case you get diagnosed with any of the covered Critical Illnesses before age 75.
Rest and recover better knowing this benefit will give you daily compensation if ever you're hospitalized due to illness or injury for up to 365 days of confinement.
Receive extra financial support to pay for medical expenses in case of hospitalization. This rider will cover up to 90% of your in-patient hospitalization costs. You also get access to our widest range of accredited hospitals and doctors.
This rider waives all future premium payments (except the Medical Benefit rider premium, if attached) if in case you suffer from total and permanent disability or a covered critical illness.
This rider is perfect for those who are buying this product to insure a loved one. It waives all future premium payments (except the Medical Benefit rider premium, if attached) in case of the Policy Owner/Payor’s untimely death or total and permanent disability.
This is automatically included when the Insured is a minor (age 0 - 17).
Insurance lingo
This is the fee you pay us to protect you and your loved ones against a specified risk for a specified period.
This is the one-time payout where the entire benefit amount will be provided to you (policy insured) or your beneficiaries depending on the policy contract rules.
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Terms & conditions
The contents of this page are for illustration purposes only. Actual terms and conditions are found in the Policy Contact. In case of conflict, the terms of the Policy Contact shall prevail.
| Pay Period | Owner Issue Age | Insured Issue Age |
|---|---|---|
| 5 years to pay | 18 years old and up | 0 – 65 years old |
| 10 years to pay | 0 – 60 years old | |
| Pay-to-age 65 | 0 – 50 years old |
Upon receiving the Policy Contract, you may refer to the document for full details on the definitions, exclusions including the pre-existing conditions, and other limitations. if after reading the Policy Contract you decide that this is not suitable for your needs, simply return it to BPI AIA within fifteen (15) days from the date you or your authorized representative received it, and we will refund you the premiums according to the contract provisions.
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