- Overview
- Policy benefits
- Premium Calculator
- Important details
Did you knowHeart Disease in the Philippines
The leading cause of death since 2015. Survivors often need long-term care, maintenance medications, and lifestyle support, creating financial and emotional strain on families.
Cancer and Cost of Treatment
Affects 1 in 5 Filipinos by age 75. Seven in ten stop treatment due to costs from ₱120K to over ₱1M. Cancer also raises heart disease risk due to shared factors.
The High Cost of ICU Care
30–40% of major CI cases require ICU admission. A 3–5 day private stay can cost ₱50K–₱200K, draining savings. Many plans don’t cover ICU unless tied to a major CI.
Policy Benefits
See how BPI AIA MultiCare Protect delivers meaningful protection through flexible and comprehensive benefits.
Up to 3x major Critical Illness claims
Receive 100% of your coverage for each claim, up to 3 times, for different major critical illnesses such as Cancer, Stroke, and Heart Attack giving you continued protection beyond the first diagnosis.
Support for early detection
Get 25% of your coverage, up to ₱1,000,000, when diagnosed with a covered early‑stage or minor condition—helping you act early and manage costs before conditions become more serious.
Flexible Multi-Stage Riders
Choose optional riders for emerging conditions, gender‑specific illnesses, and ICU confinement, extending coverage to up to 146 illnesses as your health needs change.
100% Death Benefit
In the event of death before any major critical illness claim, your beneficiaries will receive 100% of your coverage amount.
If death occurs after a major critical illness claim, your loved ones may still receive up to 20% of your coverage, helping provide continued support for their needs.
Waiver of Premium
Once diagnosed with a listed major critical illness, future premiums are waived, allowing you to focus on recovery while your coverage remains active.
AIA Vitality
Rewards for healthy living, plus the chance to boost your coverage based on your AIA Vitality status.
Critical Illness Protection For Every Life
Built to support your goals at any stage of your life with confidence, continuity, and freedom of choice.
Premium Calculator
This is a sample quote. Your actual premium will depend on yor personal details and eligibility.
| Estimated Premium Breakdown View sample premium amounts based on your age and chosen payment period. |
|
|---|---|
| Plan’s Sample Major / Late-Stage C.I. Face Amount: | PHP 1,000,000 |
| Accelerated Minor / Early-Stage C.I. Benefit Amount: | PHP 250,000 |
| Waiver of Premium on MPCI: | Attached |
Additional Disclaimers:
- Numbers reflected are for illustration purposes only and must not be used as the sole basis of the premium payment for the policy.
- Sample scenarios shown do not include additional option riders. Attachment of riders will have an impact to the total possible premium amount for the policy.
- In the event of any discrepancy, the Sales Illustration generated by the AIA Life Planner will be honored.
- The amounts here can be changed by the company as needed without the need to inform previous viewers of this product page and users of this sample calculator.
- For additional questions about this product, please reach out to an AIA Life Planner.
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