Enjoy lifetime protection and wealth-building opportunities with guaranteed and potential benefits, all anchored in USD.
- Overview
- Policy benefits
- Premium Calculator
- Important Details
Policy Benefits
Guaranteed lifetime insurance coverage
Get protected up to 250% of your face amount in USD—ensuring strong financial security for your loved ones if you pass away.
Guaranteed cash payouts
Enjoy steady cash payouts of up to 8.8%* of your plan’s face amount in USD every other year starting from policy year 8—giving you extra liquidity to support your needs.
*8.8% for single-pay plan (limited offer only) and 7% for 5-pay plan
Guaranteed maturity benefit
Celebrate longevity with a maturity benefit of 200% of your face amount at age 100—doubling the value of your coverage to support lasting wealth and legacy if the insured reaches this milestone.
Ease of application
Experience quick and easy policy issuance tailored for your convenience—no medical exams required as long as certain conditions and limits are applied.
Potential dividends
Receive additional earnings through non-guaranteed dividends that come with your participating plan which you can take in cash or leave to accumulate—boosting your savings growth with BPI AIA.
What are you getting ready for?
Prime USD adapts to your ever-evolving goals—offering short-term payments , steady USD cash benefits, and protection that lasts a lifetime.
Premium Calculator
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| Product Features and SAMPLE Benefit Amounts for Up to Age 65 Coverage Period (Sample amount only. Actual Face Amount will depend on the customer, subject to minimum and maximum limits.) |
|
|---|---|
| Plan's SAMPLE Face Amount | PHP 500,000 |
| 200% Death Benefit in case of Death of the Insured | PHP 1,000,000 |
| 200% Maturity Benefit at age 65 of the Insured | PHP 1,000,000 |
| Annual Cash Payout Equivalent to 5% of Face Amount (Starting on the 5th or 6th year of the policy as long as Insured is still alive up to age 65) | PHP 25,000 |
| Sample Premium Payment Computation | |
|---|---|
| Annual | PHP |
| Semi Annual | PHP |
| Quarterly | PHP |
| Monthly | PHP |
Additional Disclaimers:
- Numbers reflected are for illustration purposes only and must not be used as the sole basis of the premium payment for the policy.
- Sample scenarios shown do not include additional option riders. Attachment of riders will have an impact to the total possible premium amount for the policy.
- In the event of any discrepancy, the Sales Illustration generated by the AIA Life Planner will be honored.
- The amounts here can be changed by the company as needed without the need to inform previous viewers of this product page and users of this sample calculator.
- For additional questions about this product, please reach out to an AIA Life Planner.
Your Policy Milestones
See how Prime USD supports you at every stage — from starting protection to steady payouts and legacy building.
Important Details
Key reminders about your plan’s guaranteed and non-guaranteed benefits, plus your rights as a policyholder.
Insurance Lingo
Key reminders about your plan’s guaranteed and non-guaranteed benefits, plus your rights as a policyholder.
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